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Rent vs. Buy Calculator
Compare the total cost of renting vs. buying a home over time. Accounts for appreciation, property taxes, maintenance, and mortgage costs.
Buying Costs
Renting Costs
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All calculations in your browser.
Canadian Math
Semi-annual compounding.
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No account required.
Rent vs. Buy: What to Consider
This calculator compares the total cost of renting against buying, accounting for mortgage payments, property taxes, maintenance (1% of home value annually), home appreciation, and rent increases. The "net buy cost" subtracts your built-up equity from total buying costs.
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